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Did you know: 70% of self-insured survey respondents filed one or more catastrophic claims in excess of $500k in the prior two years?

Self-funded employers are facing skyrocketing drug costs driven almost exclusively by specialty drug claims. Most businesses turn to stop-loss insurance to mitigate the risk, but many employers discover the unfortunate limitations of traditional stop-loss after it’s too late.

The RxPharmacy Assurance solution affords self-insured employers that meet membership eligibility requirements supplemental stop-loss protection. The unique solution offers members access to:
  • Supplemental stop-loss coverage that complements existing stop-loss and limits the amount that the plan or its stop loss carrier are required to pay for covered specialty drugs
  • Protection against lasering, maintaining member coverage under the group’s existing stop-loss policy
  • A method to potentially negotiate more affordable rates and guard against sharp premium increases